Both landlords and investors need to move quickly when it comes to buying a property and not having enough equity to hand can make this extremely difficult.
Bridging finance is often associated with landlords and property investors in need of a quick cash injection in order to fund housing projects or purchase a property before renting it out or doing it up and selling it on for a profit.
A refurbishment mortgage is a type of finance that provides funds for the renovation or improvement of a property. It is typically used for homes that need significant repairs or updates, and the finance can be used to pay for the cost of labour and materials.
A buy-to-sell mortgage is a type of mortgage that is used to purchase a property with the intention of reselling it for a profit.
A bridge loan is a type of short-term loan that is used to “bridge” the gap between purchasing a new property and selling an existing one. The loan is typically secured by the existing property and is used to finance the deposit and completion costs for the new property.
An EPC is an Energy Performance Certificate.
It gives a property an energy rating from A to G with A being the most efficient.
The certificate is valid for 10 years.
Finance options for landlords in the UK. There are several finance options available to landlords in the UK for financing their rental properties
A property chain is a sequence of property purchases that are connected and normally need to happen at the same time for the chain to complete
Building a property portfolio involves several steps: Strategy, research, evaluating, management and possibly an exit strategy. Read on to see our full guide
A commercial mortgage is a type of loan that is used to purchase or remortgage a commercial property, such as an office building, warehouse, or retail space.
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Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead a fee will become chargeable. We will also be paid commission from the lender. The actual commission we receive will be confirmed in writing on your illustration.
Our calls may be recorded and monitored for training, compliance and complaint handling purposes.
Please note commercial mortgages and some buy to let and bridging loans are not FCA regulated products.
