Why a Second Charge Mortgages

May 19, 2020

A second charge mortgage is additional borrowing against a property which sits behind a main mortgage. The result is two separate loans secured against the value of a property, but the second loan will not affect the first. A second charge mortgage can be used for many purposes, some of which are listed below. Second […]

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Lending, mortgage and business support options during the Coronavirus pandemic

March 27, 2020

Following the announcement from the Government on an effective ‘lock down’ for the UK, we wanted to reassure you that the team at Clever Lending is fully operational and working from home. We want to make sure you’re kept up-to-date with what’s going on regarding lending, support available for businesses and people’s finances in general. […]


Coronavirus update from Clever Lending

March 24, 2020

Coronavirus update from Clever Lending We understand that these are worrying times, and people are doing their best to look after themselves, family and friends. There’s lot of uncertainty, and we appreciate many people may be wondering how their mortgages, loans, and finances in general, could be affected during – and after – this pandemic. […]


Commercial property lending set to support economic growth of Lincolnshire

March 02, 2020

Property developers across Lincolnshire can now source funding for their commercial projects as part of a new service to support ambitious regeneration and economic growth plans across the region. We’re now providing finance solutions for property developments of any size – along with expertise in presenting robust business plans to lenders. Our commercial lending experts […]


Clever Lending launches specialist commercial service

February 11, 2020

We’ve broadened our offering by launching a new commercial lending division and increased the range of products and solutions for the professional sector. Additional partners have been welcomed to our panel and we now have access to several new products, including finance for property development projects, asset finance, invoice discounting and unsecured business loans. Driving […]

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How a second charge mortgage recently benefitted just one self-employed client

September 27, 2019

The client’s story Our client approached us as he wanted to consolidate his outstanding debt and raise additional funds to carry out home improvements. His existing repayments for his £35,000 worth of debt with various lenders added up to more than £1,000 every month. As he was self-employed though, he had been previously declined by […]

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New duo takes the reins at Clever Lending

September 09, 2019

Two new directors have been appointed to lead our ambitious plans for growth across the mortgage and lending market. Kevin Blount is now overseeing all our operational aspects as Director of Technical Operations, with Michelle Neville being responsible for delivering the sales strategy as Director of New Business. Kevin said: “After working at Clever Lending […]


Make the next Clever move in your career!

February 25, 2019

Make the next Clever move in your career! We’re looking for talented and experienced people to join the Clever Lending team! There are a number of roles available, including business development managers, advisers across mortgages, protection and specialist lending, along with admin support. If you’re enthusiastic and want to further your career within our fantastic […]