Unsecured business loans

Unsecured Business Loans

Unsecured business loans to fund a wide range of projects

Having access to a panel of lenders which offer a wide range of products means we can help new start up or existing businesses to obtain unsecured finance. Business clients can take out an unsecured business loan to help them fund a range of projects, such as:

 Paying a VAT or corporation tax bill
 Funding a marketing campaign

 Taking on new staff to expand the business more quickly
 General working capital

Can new businesses take out unsecured loans if they have only just started?

Yes, we could help businesses which have been trading for a minimum of three months by:

Securing an unsecured business loan, which could be approved within 24-hours

Receiving funds within just a few days of approval

Paying outstanding HMRC bills

 Prevent the debt being pursued through the courts

A potential scenario of when a business could benefit from an unsecured business loan

If a business owner had an outstanding HMRC bill and was being put under pressure to settle the debt or risk being pursued through the courts, an unsecured business loan could help. When a business has some large deals coming in over the coming months, an unsecured business loan could help during this difficult period.

If the business accounts are strong, we could help a business to organise a short-term unsecured business loan large enough to keep HMRC happy and enable the owner to business going until the large deals are complete. We have access to lenders which could approve an unsecured business loan within 24 hours from enquiry and release the funds within just a couple of days.

6 Great Reasons to Choose Clever Lending

Various proofs of income
We’ll review each case and can accept various forms of proof of income, including SA103s, pensions and benefits

Flexible underwriting
Having access to dozens of lenders means we can accept applications from people with adverse credit or poor accounts

Unsecured lending products to suit all needs
Unsecured loans from £25k to £250k

All types of applicant
We can provide unsecured loans to sole traders, partnerships or Limited Companies

Many of our unsecured funders can provide the facility with a couple of days of receipt of the enquiry

Submit and manage online
Carry out all your Clever Lending activity via our online broker portal, Clever+

Why use a specialist distributer?

Gone are the days of a ‘computer says no’ process when it comes to lending. You will have customers in a wide range of circumstances who need finance and the best solution may not be immediately obvious.

That’s where we step in. We can help by:

  • Reviewing cases thoroughly and sourcing the most appropriate lender and product for each customer – giving you more time to deal with the more straightforward applications
  • Turning your applications around quicker. From completing the fact-find, to collating documents, we can free up your time so you can concentrate on helping more customers
  • Providing recommendations to your customers and being responsible for any advice we give
  • Improving your customer relationships by ensuring they receive appropriate advice in specialist areas from product experts. This will ensure we offer solutions that best meet their needs
  • Giving you access to products from a large panel of lenders – some of which you may not be able to access elsewhere

About Clever Lending

We will do everything we can to ensure your cases complete and provide your customers with the most suitable products for their individual circumstances. We provide:

  • Expert product knowledge on the latest products with some of the lowest rates on the market
  • A flexible service working either with you on a case or dealing with customers directly – whichever you prefer
  • Competitive commission rates
  • A fully compliant service with clear audit trails helping you with any regulatory obligations

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Latest lending criteria.