Bridging loans – The Facts

May 19, 2020

May 2020 Bridging finance loans are short term finance to ‘bridge’ the gap until the main finance is available, such as a term mortgage or the property is sold, following say a renovation. Bridging loans normally run from a minimum 1 month to a maximum of 24 months and borrowing limits ranging from £50,000 up […]

Clever Lending Services Product
mortgage transfer

Second charge opportunities in the untapped mortgage transfer market

November 20, 2018

Recent figures from UK Finance highlight an untapped mortgage transfer market for second charge solutions and opportunities for brokers to engage with clients when they’re thinking of transferring their mortgage internally from their current lender. In the first six months of 2018, 775,600 homeowners switched product with their existing provider – otherwise known as a product […]

Clever Lending Services Product
First Class Second Charge

Economic uncertainty drives a second charge finance rise

November 05, 2018

An increase in the second charge market suggests economic uncertainty could be encouraging more people to make home improvements, rather than move to another property, new figures reveal. Second charge data from specialist distributer, Clever Lending, shows there’s been an 8.4% increase in people applying for second charge finance in the first half of this […]

Clever Lending Services Product
mortgage, loan, bad credit loan, bad credit mortgage

Pepper Money products now on our panel

August 30, 2018

We’re delighted to announce our partnership with Pepper Money, which gives our broker partners access to their full range of specialist residential and buy-to-let mortgage products. Pepper Money provides a perfect complement to our packaging service by offering flexible criteria and direct access to its team of skilled underwriters to deliver competitive solutions for brokers’ […]

Clever Lending Services Product

Property auction finance, big opportunities for brokers

August 03, 2018

As landlords and developers are increasingly using limited companies to acquire buy-to-let investments, clients buying at a property auction offer the potential for brokers to increase the number of bridging finance cases they can complete. The trend of buying property at an auction house is mirroring that within the wider landlord sector and should be […]

Clever Lending Services

Clever Lending forums reveal the growing need for specialist finance

July 02, 2018

Clever Lending, the specialist distributor, has seen a growing demand from brokers for ways to capitalise on lending opportunities that don’t fit the mainstream criteria. Recent forums revealed there’s still a clear demand for specialist lending, with many brokers seeing more customers with a feature of their finances that just takes them off the high […]

Clever Lending Services

New opportunities in development finance

November 16, 2017

We have a clear indication that the government are creating opportunities within the development sector that brokers should be looking to take advantage of.   In the Government’s housing white paper, it’s clear that they are keen to support the building of new houses across the UK, which is of no particular surprise to those […]

Clever Lending Services

Why master brokers can convert more cases for you

September 08, 2016

There are many reasons why brokers and IFAs should consider using a master broker to help them with their second charge cases. Since MCD, the role of the master broker has grown and we can now assist in even more ways, including compliant documents, improved processes, sourcing systems, expert underwriting and our access to a […]

Clever Lending Services Uncategorized

Our 4 pillars…

July 29, 2015

Clever Lending prides itself on its expertise and building and maintaining the trust we have built up with brokers and lenders in the secured loans sector. Our strategy of focusing on our relationships with our business partners to provide an ever improving quality service is what drives us on to be the master broker of […]

Clever Lending Services